Housing Finance Essay Example | Topics and Well Written Essays - 1750 words

Housing Finance - Essay Example The housing financial sectors can play very essential and important roles in this process. As a policy officer I had great chances to work with governmental homes, communities, agencies and council of members of that particular locality. With respect to my vast experience in this field I have some views regarding housing and regeneration, which I want to share with the people of Chesterfield Derbyshire. The proposal for housing and regeneration is on account of the great demand of people who cannot forward their housing demands to the open market. The local council members have got the authoritative power of local housing. They are responsible for conducting researches and analysis regarding housing matters and trends. They organize funding for special housing schemes according to social environments. Moreover the environmental factors are very much related to housing and health policies. The awareness regarding these matters will enable to manage the housing and regeneration policies so perfectly. The center for planning and housing research often conduct seminars to verify the currently prevailing situation of housing and housing finance. This enables the housing and planning authorities to adopt methods and schemes to be implemented for the uplifting of the project. These types of seminars are too much worth since they can provide certain views regarding housing schemes and mortgage market. Sometimes these seminars are helpful for designing houses at affordable prices according to market trend. The main disadvantage of this process is the instability of the global economic condition. If the economic instability is prevailing for a prolonged period that will effect the housing and housing financial sector so inversely. In such situations the central and local ministry can do something positive to countercheck the falling trend in housing sector. The authorities of housing, financing, planning and regeneration can do a great deal if the governmental agencies are ready to supp ort them. This associated event will enable them to find out fresh alternatives to deal such unfavorable situations so successfully in both social and private housing sectors. The very common alternative at this juncture is to develop plans to construct houses at affordable costs irrespective of the economic down fall taking place globally. While undertaking this task the government must simultaneously launch measures to reduce the price hike and cost of living among common men, so that the government can succeed in bringing the poverty under control. All these miraculous measures are capable to make the ordinary people feel anything unfavorable with respect to economic recession taking place globally. Role of housing and planning research centers Housing and planning research centers can be commissioned by governmental authorities and community personnel. This is a very suitable suggestion to estimate the improved housing schemes. These innovative housing schemes can be made popularized among people of any concerned locality by providing them suitable awareness and advice. This is very essential to eradicate any existing misunderstanding among the people regarding housing and regeneration process. The advices and awareness class are capable to familiarize people about affordable schemes such as low and medium housing projects. The community planning division can